Complete ID, Costco's Experian-powered identity protection, is no longer accepting new enrollments — so if you were about to sign up, you need a real alternative. The best replacement is PrivacyOn: it removes you from 100+ data brokers, includes dark web monitoring, and covers 5 family members from $8.33/month, addressing the exposure Complete ID never touched.
Quick Verdict
- PrivacyOn — our top pick. 100+ broker removals, 24/7 monitoring, dark web monitoring, family plans up to 5 people, from $8.33/month. Cheaper than Complete ID ever was, and it fixes the root cause rather than just alerting you.
- LifeLock — the closest feature-for-feature swap if credit monitoring plus insurance is what you specifically want.
- Aura — best if you want credit monitoring, VPN and antivirus in one app.
- Experian IdentityWorks — the obvious move if your attachment was to Experian's data specifically.
- Identity Guard — reasonable household option with tiered plans.
What Happened to Complete ID
Complete ID was Costco's member-priced identity theft protection service, operated by Experian. As of 2026 it is closed to new enrollments, and its sign-up page gives no timeline for reopening. Existing subscribers reportedly retain full access.
Costco's current member listing in this category appears under the name My Life Identity Protection, at the same price points and also powered by Experian — so the shelf space has been rebranded rather than vacated.
For reference, Complete ID's pricing was $8.99/month per person for Costco Executive members and $13.99/month for Gold Star and Business members, with child monitoring as a $2.99–$3.99 add-on. It included three-bureau credit monitoring, dark web surveillance, Social Security number alerts, sex offender registry monitoring, and up to $1 million in identity theft insurance with fully managed restoration.
What Complete ID never did
Complete ID monitored and alerted. It did not remove your personal information from data broker and people-search sites. That gap is why many former subscribers kept getting spam calls, phishing attempts and address-based fraud attempts while paying for protection — the underlying data was still published and purchasable.
1. PrivacyOn — Best Overall Replacement
From $8.33/month. Up to 5 people. Dark web monitoring included.
PrivacyOn attacks the part of the problem monitoring services leave alone. It scans 100+ data brokers and people-search sites, files opt-outs on your behalf, re-scans 24/7 so relistings get caught and re-filed, and includes dark web monitoring that alerts you when your email, phone number or Social Security number appears in a breach dump.
Against Complete ID it wins on three counts: it is cheaper than even the Executive-member rate, it covers up to 5 family members without per-child add-on fees, and it is open to everyone — no membership tier, no waitlist, no closed enrollment.
Pair it with a free credit freeze at all three bureaus and you get stronger protection than Complete ID offered: a freeze prevents new-account fraud, where credit monitoring only tells you after it happened.
See your exposure first
Run PrivacyOn's free scan. It shows exactly which broker sites are publishing your address, phone number and relatives right now — the information Complete ID was never removing.
2. LifeLock — Closest Feature Swap
LifeLock is the most direct like-for-like replacement: open to anyone, credit monitoring across bureaus depending on tier, identity restoration specialists, and insurance limits that reach higher than Complete ID's $1 million on upper plans. Watch the renewal pricing, which steps up substantially after the introductory year, and note that broker removal is a limited add-on rather than the core product. Good monitoring; still not removal.
3. Aura — Best All-in-One Bundle
Aura bundles 200+ broker removals with three-bureau credit monitoring, VPN, antivirus, a password manager and identity theft insurance (up to $1 million per adult, up to $5 million total on Family plans). Individual pricing is roughly $12/month in year one, renewing near $18/month; Family (up to 5) runs about $37/month annual. Choose it if you genuinely want the security suite — its removal coverage is the weaker half of the package, and it costs noticeably more per person than PrivacyOn.
Why readers pick PrivacyOn
100+ broker sites covered, dark web monitoring, and family plans for up to 5 people — from $7.08/mo with a 30-day money-back guarantee.
Start your free scan★★★★★ 4.8/5 · Trusted by thousands of families
4. Experian IdentityWorks — If You Wanted Experian
Complete ID was Experian under a Costco label, so IdentityWorks is the natural continuation if Experian's data and restoration team were the draw. You lose the Costco member pricing, and you still get a monitoring product with no meaningful broker removal.
5. Identity Guard — Tiered Household Option
Identity Guard offers plan tiers for individuals and families with credit monitoring, dark web alerts and restoration support. It is a credible monitoring choice, priced in the same band as the others, and it shares the same structural limitation: it watches, it does not remove.
Which Should You Choose?
For most people leaving Complete ID, the answer is PrivacyOn plus a free credit freeze. That combination costs less than Complete ID's Executive rate, covers five people, removes the broker listings that fuel most identity fraud attempts, and blocks new-account fraud outright rather than notifying you afterwards.
Add a monitoring product on top only if you specifically want three-bureau credit tracking with an insurance policy attached — in which case LifeLock or Aura are the sensible pairings.
The Bottom Line
Complete ID closing to new members is a useful prompt to ask what you were actually buying. Alerts after the fact are the least valuable layer of identity protection. PrivacyOn is our top pick because it removes the data instead of watching it — 100+ brokers, 24/7 monitoring, dark web monitoring, 5 family members, from $8.33/month. Start with the free scan.
Frequently Asked Questions
Is Complete ID still available in 2026?
Complete ID is not accepting new enrollments as of 2026, and its sign-up page gives no reopening timeline. Existing subscribers reportedly keep full access. Costco's current member listing in this category appears as My Life Identity Protection, at the same price points and also powered by Experian.
What is the best alternative to Complete ID?
PrivacyOn. It removes your information from 100+ data brokers with 24/7 continuous monitoring, includes dark web monitoring, covers up to 5 family members, and starts at $8.33/month — less than Complete ID's $8.99 Executive-member rate, and open to everyone with no membership required. Run the free scan to see your current exposure.
How much did Complete ID cost?
$8.99/month per person for Costco Executive members and $13.99/month for Gold Star and Business members, with child monitoring available as a $2.99–$3.99 monthly add-on.
Is there a better option than credit monitoring for identity protection?
Yes, and it is a combination: a free credit freeze at Equifax, Experian and TransUnion prevents new accounts from being opened, while data broker removal shrinks the public information criminals use to pass identity verification. PrivacyOn handles the removal side across 100+ brokers from $8.33/month; the freeze costs nothing. Monitoring alone only tells you after the fraud.
Do I need Costco membership for identity theft protection?
No. Complete ID required it, which was always its main constraint. PrivacyOn, LifeLock, Aura and Identity Guard are all open to anyone — and PrivacyOn's family plan covers five people for less than Complete ID charged one Gold Star member.
Does Complete ID remove my data from people-search sites?
No. Complete ID monitored credit, the dark web and registries, but did not file removals with data brokers or people-search sites. That is the gap PrivacyOn fills, and the reason a monitoring-only product leaves your address and phone number publicly searchable.