IDX is worth it in 2026 mainly when someone else is paying for it. IDX Privacy runs $12.95/month ($11.66 billed annually) and bundles dark web monitoring, a password manager and ForgetMe data removal — but IDX publishes no list of which brokers it covers, and its strongest features sit behind a $32.90/month tier. PrivacyOn covers 100+ brokers from $8.33/month.
Comparison shopping? See why readers pick PrivacyOn — 100+ brokers covered, family plans, from $7.08/mo.
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Quick Verdict
If you were handed a free IDX membership after a data breach, use it until it expires. If you are deciding what to pay for, PrivacyOn is the better buy: 100+ data brokers, 24/7 dark web monitoring, family coverage for up to 5 people and a live removal dashboard, from $8.33/month — roughly a third less than IDX Privacy, with a broker list you can actually verify.
What IDX Actually Is
IDX (formerly ID Experts) is an identity protection and breach-response company. ZeroFox acquired it in 2021, and in February 2025 ZeroFox itself was taken private by Haveli Investments in a deal valued at roughly $350 million. That matters for one practical reason: IDX today sits inside a private-equity-backed cybersecurity portfolio whose center of gravity is enterprise threat intelligence, not consumer privacy.
IDX built its business on post-breach response contracts. When a large employer, hospital system or government agency suffers a breach, it often buys 12 or 24 months of IDX membership for every affected person. That is how most people first encounter IDX — as a complimentary code in a breach notification letter, not as a service they shopped for.
IDX Pricing in 2026
IDX sells three consumer tiers. Annual billing saves about 10% versus month-to-month:
- IDX Identity — $9.95/month ($8.96/month billed annually). Identity monitoring, dark web surveillance, alerts and restoration support. No data broker removal.
- IDX Privacy — $12.95/month ($11.66/month billed annually). Adds the ForgetMe data removal service and a password manager. This is the tier most privacy shoppers land on.
- IDX Complete — $32.90/month ($29.61/month billed annually). Adds credit lock, fuller credit features and the rest of the catalog. The Complete family plan is $64.99/month ($58.49 billed annually) for two adults and up to five minors.
Watch the Renewal After a Free Breach Term
Complimentary IDX memberships issued after a breach typically run 12 or 24 months, then convert to paid at the standard rate unless you cancel. Diary the expiry date the day you enroll. Many people discover the charge only when IDX Privacy renews at $155.52 for the year — enough to cover a PrivacyOn family plan for five people instead.
What IDX Does Well
- Breach response at scale. IDX is genuinely good at what it was built for: enrolling hundreds of thousands of breach victims quickly and staffing a call center behind it.
- US-based restoration help. If your identity is already compromised, IDX assigns a recovery specialist who does paperwork with you rather than handing you a checklist.
- CyberScan and dark web surveillance. Credential monitoring is solid and covers more than email addresses.
- Insurance. Identity theft reimbursement coverage is included on paid tiers.
Where IDX Falls Short in 2026
- No published broker list. ForgetMe removes data from people-search sites, and third-party reviews describe it as scanning "over 100" sites, but IDX does not publish which brokers those are the way PrivacyOn, Optery and Incogni do. You cannot audit what you are buying.
- Removal is bolted on, not the product. IDX is an identity-monitoring company that added removal. PrivacyOn is a removal company that added monitoring — and it shows in the reporting depth.
- Price for what you get. $12.95/month is above PrivacyOn's $8.33/month for a service with less transparent broker coverage.
- Family coverage is awkward. IDX prices per adult member rather than offering a flat household plan.
- Enterprise-first roadmap. Under Haveli, the consumer line is not where the investment story sits.
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Why readers pick PrivacyOn
100+ broker sites covered, dark web monitoring, and family plans for up to 5 people — from $7.08/mo with a 30-day money-back guarantee.
IDX vs PrivacyOn: Head to Head
- Price: PrivacyOn from $8.33/month vs IDX Privacy at $11.66–$12.95/month. PrivacyOn wins.
- Broker coverage: PrivacyOn covers 100+ monitored brokers with a live dashboard showing which still hold your data. IDX publishes no broker list. PrivacyOn wins.
- Dark web monitoring: Both include it. PrivacyOn includes 24/7 monitoring at every tier rather than gating it. PrivacyOn wins on tiering.
- Family plans: PrivacyOn covers up to 5 people on one subscription. IDX charges per member. PrivacyOn wins.
- Credit lock and three-bureau credit features: Only on IDX Complete at $32.90/month. IDX wins if credit lock is your priority.
- Post-breach restoration casework: IDX's specialist model is mature. IDX wins if your identity is already stolen.
The split is clean: IDX is a recovery product, PrivacyOn is a prevention product. Removing your address, phone number and relatives from 100+ broker sites is what stops the phishing, SIM-swap and account-takeover attempts before a recovery specialist is needed.
Which Should You Choose?
Choose PrivacyOn if you are paying with your own money and your goal is to get your personal information off the open web. It is cheaper, its broker coverage is published and verifiable, dark web monitoring is included at every tier, and one subscription covers up to five family members. Run a free PrivacyOn scan to see which brokers are listing you right now.
Keep free IDX if a breached company gave it to you — take the monitoring, then cancel before it auto-renews and move the budget to PrivacyOn.
Consider IDX Complete only if you specifically need credit lock plus hands-on restoration casework and the $32.90/month does not bother you. Even then, most people pair credit freezes (free at all three bureaus) with PrivacyOn for less money.
The Bottom Line
IDX is a competent breach-response vendor with a consumer subscription attached. It is not the best value in 2026 for someone whose actual problem is that their name, address, phone number and relatives are sitting on people-search sites. PrivacyOn is the better pick: more broker transparency, 24/7 dark web monitoring, up to 5 family members, and a lower price at $8.33/month. Start with the free scan before you renew anything.
Frequently Asked Questions
How much does IDX cost per month in 2026?
IDX Identity is $9.95/month ($8.96 annually), IDX Privacy is $12.95/month ($11.66 annually), and IDX Complete is $32.90/month ($29.61 annually). Annual billing saves roughly 10%. PrivacyOn starts at $8.33/month and includes data broker removal at every tier.
Is there a better alternative to IDX?
Yes — PrivacyOn is the better alternative for most people. It removes your data from 100+ data brokers, includes 24/7 dark web monitoring at every tier, covers up to 5 family members on one plan, and costs from $8.33/month versus IDX Privacy's $11.66–$12.95. Unlike IDX, PrivacyOn publishes its broker coverage and shows removal status on a live dashboard, and the initial scan is free.
Does IDX remove your information from data brokers?
Yes, through its ForgetMe service, but only on IDX Privacy ($12.95/month) and above — the $9.95 IDX Identity tier has no removal. IDX does not publish which brokers ForgetMe covers, so you cannot verify the scope. PrivacyOn covers 100+ brokers with removal status on a live dashboard, for less money.
Is IDX free after a data breach?
Often, yes. Breached organizations commonly buy 12 or 24 months of IDX for affected people at no cost. Those memberships usually auto-convert to paid at the end of the term, so set a reminder to cancel. Most people are better off switching that budget to PrivacyOn, which costs less and covers the whole household.
Is IDX legit, and is its credit monitoring any good?
Yes, IDX is legit. It is an established US company (formerly ID Experts), acquired by ZeroFox in 2021, with a long track record servicing government and enterprise breach-response contracts. Its credit features are concentrated in the upper tiers, and credit lock is reserved for IDX Complete at $32.90/month — IDX Privacy is built around ForgetMe, the VPN and the password manager instead. The question is not legitimacy but value — for ongoing personal data removal, PrivacyOn delivers more broker coverage per dollar.
Does IDX cover my family?
IDX prices coverage per member rather than offering a flat household plan, so costs climb quickly for a family of four or five. PrivacyOn includes family plans covering up to 5 people on a single subscription from $8.33/month, which is usually the cheaper route for households.